Proactive long-term care planning is the best, but sometimes life has unplanned turns and twists, and sometimes we are faced with a crisis.
If you have a beloved family member who is about to go into a long-term care facility, or perhaps is already in a facility, then you need a plan ASAP. If you have a beloved family member who is about to go into a long-term care facility, or perhaps is already in a facility, then you need a plan ASAP.
You may have been told that your loved one will have to spend down all of his or her money on his care in order to qualify for Medicaid. In most cases, this is not true, and we can often get your family member qualified with the correct planning. In cases where there is a spouse, a plan will have to be crafted to ensure that the ill spouse’s long-term care is provided for a while, making sure that the well spouse can live comfortably at home. A proper crisis plan needs to be crafted cautiously and quickly.
As a government program, Medicaid is subject to a large number of complex rules and regulations regarding eligibility; because of this, you need the services of a competent elder law attorney. Medicaid planning can be divided into two types: pre-planning and crisis planning. Pre-planning is for those individuals who have not yet begun to spend their assets on private care but may need to in the coming years. Crisis planning is for those individuals using their life savings for long-term care with a substantial risk that they will run out of money.
If your loved one is in the nursing home and needs to qualify for Medicaid, contact us